Seasonal working capital isn’t just a line item on a balance sheet. It’s a heartbeat. For some businesses, it’s the frantic, beautiful, terrifying pulse of survival.

She paid down her most urgent bills. But the seasonal cycle had left scars. Her credit card debt had crept up. Her equipment was older. And she owed the IRS a quarterly estimated tax payment based on her inflated summer revenue, not her actual cash-on-hand.

She called Dante. He listened. Then he said something that surprised her.

Fatima nodded. "Then you're not asking for seasonal working capital. You're asking for a seasonal strategy ."